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Most home insurance policies cover areas like the roof in case it gets damaged. It can be comforting to know that the cost of getting a roof replacement can be covered by your insurance. However, there’s a caveat. Your insurance provider will only pay for the cost of repairing or replacing your roof when certain conditions are met. If the circumstances don’t go your way, you might not get your insurance claim approved at all. However, you can do certain things to make sure that when the unthinkable happens, your insurance can back you up and cover for the cost to replace your roof.